Our Client-Centric Process

One thing our clients appreciate about working with us is we don’t believe in cookie-cutter financial services or a one-size-fits-all approach. Instead, we follow a meticulous process designed to help us get to know each client’s situation, goals and level of risk tolerance so we can make appropriate recommendations to meet their needs. Everyone is different, and we may amend our approach to suit a specific client, but in general, we utilize the following process to help those we’re privileged to serve.

Step 1: Review

Review your individual situation and personal objectives: Every family's financial situation is unique. That's why it's so important to find out as much as we can about you and your financial goals. The more we know about you, the more precise recommendations we can make and the more we can help you. As a result, we may take some time to discuss your hopes, dreams and objectives, and the things that really matter to you. This is the basis for the first meeting with anyone we sit down with, and you need to interview us just as we need to interview you to find a good fit.

Step 2: Analyze

Analyze and review your needs: As needed, we will work with you to identify and prioritize your objectives, and then help establish benchmark goals. This is important because we live in a world of unlimited choices. We feel nothing is good or bad unless you have something else to compare the situation to.

People often fail to achieve objectives because they try to accomplish too much at once, or they don't attach specific deadlines to their goals. By breaking down your goals to specific objectives, you can look at available resources and decide which goals are realistic, which need to be adjusted and scaled down and which simply must be abandoned. Often, the problem is there’s no one sitting on your side of the table making sure the job gets done. That’s the job we’d like to apply for. We’d love to have a file in our office with your name on it.

Step 3: Develop

Develop and implement a strategy to help you achieve your goals: Building confidence and reducing the anxiety associated with financial planning is a must. Based on our conversation and analysis, we can recommend the steps it will take to help you achieve your financial goals.

Step 4: Coordinate

Coordinate your financial activities: We regularly coordinate insurance and financial activities for clients with the other members of their team of financial, tax and legal advisors. Financial planning is much like a recipe for your favorite dish. You can’t miss one ingredient and must follow instructions to the T. We want to provide the same for you.

Step 5: Implement

We'll help implement your Game Plan: We’ll help implement your game plan with the confidence required to move forward. We want you to understand the WHY of the WHAT you’re doing every step of the way. Next is working closely with you and your other third party professionals to ensure its success. We'll monitor progress and provide ongoing service as your needs and situation change over time.

Step 6: Monitor

Planning isn’t a one-shot deal: Life isn’t stagnant. Strategies need to be adjusted periodically as your life and the economy changes. We’ll work with you over the years to help keep your program on track with your changing needs.